Personal finance

FILE - In this Aug. 16, 2019, file photo traders Dudley Devine, left, and Christopher Fuchs work on the floor of the New York Stock Exchange. The U.S. stock market opens at 9:30 a.m. EDT on Thursday, Aug. 22. (AP Photo/Richard Drew, File)

President Donald Trump holds up a presidential memorandum that he signed that discharges the federal student loan debt of totally and permanently disabled veterans following his speech at the American Veterans (AMVETS) 75th National Convention in Louisville, Ky., Wednesday, Aug. 21, 2019. (AP Photo/Susan Walsh)

In this Friday, Aug. 16, 2019, photo for sale signs beckon buyers to homes along Park Avenue in Richmond, Va. On Wednesday, Aug. 21, the National Association of Realtors reports on sales of existing homes in July. (AP Photo/Steve Helber)

FILE - In this March 12, 2019, file photo, Samantha Estes prepares garments to be photographed at the ThredUp sorting facility in Phoenix. J.C. Penney and Macy’s are in the midst of rolling out a few dozen ThredUp branded shops each in time for the back-to-school shopping season. The partnerships follow a similar deal with department store retailer Stage Stores. (AP Photo/Matt York, File)

FILE- In this July 10, 2018, file photo bottles of medicine ride on a belt at a mail-in pharmacy warehouse in Florence, N.J. Drug companies are still raising prices for brand-name prescription medicines, just not as often or by as much as they used to, according to an Associated Press analysis. (AP Photo/Julio Cortez, File)

President Donald Trump speaks at a campaign rally, Thursday, Aug. 15, 2019, in Manchester, N.H. (AP Photo/Patrick Semansky)

Virgin Galactic ground crew guide the company's carrier plane into the hangar at Spaceport America following a test flight over the desert near Upham, New Mexico, on Thursday, Aug. 15, 2019. The carrier plane is now permanently based at the spaceport after arriving earlier this week. (AP Photo/Susan Montoya Bryan)

FILE - In this June 26, 2018, file photo the General Electric logo appears above a trading post on the floor of the New York Stock Exchange. General Electric’s stock is tanking after a report which claims the company has been misleading investors. Investigator Harry Markopolos accused GE Thursday, Aug. 15, of engaging in accounting fraud worth $38 billion. He said GE is heading for bankruptcy and is hiding $29 billion in long-term care losses. (AP Photo/Richard Drew, File)

FILE - In this Aug. 27, 2018, Vincent Seeborn, 2, reaches out from a structure on the playground at the Wallingford Child Care Center in Seattle. Child care costs in most states exceed federal subsidy payments provided to low-income parents, according to a newly released report from the Department of Health and Human Services Office of Inspector General, leaving working families with few affordable options. (AP Photo/Elaine Thompson, File)

Australian Penny Tilley, center, reacts next to stranded travelers at the closed check-in counters at the Hong Kong International Airport, Monday, Aug. 12, 2019. One of the world's busiest airports canceled all flights after thousands of Hong Kong pro-democracy protesters crowded into the main terminal Monday afternoon. (AP Photo/Kin Cheung)